Financial Planning and Control

To budget or not to budget

To budget or not to budget there really is no question. If you think the B word is boring and overwhelming, you are probably someone that really needs one. Being accountable is half the battle. And it can also be fun (yes, I’m serious!). Challenging yourself to get the most out ...
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Money topics couples should discuss and why you shouldn’t wait

Some conversations are easy. Deciding what's for dinner, what movie to watch or what side of the bed should you should sleep on are some of the day-to-day discussions couples have. But when it comes to finances, it is important that couples are open and honest with each other from ...
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At what age should you start teaching your kids about money?

When you were a kid, did you have a piggy bank? How about a Dollarmite account or were part of another school savings program? These are the furtive seeds taken to educate our children about money. So what exactly do we teach our kids about money? And when should we ...
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So what exactly is financial planning?

The “if-I-had-a-dollar-every-time-I-was-asked” question. The dictionary response is: noun a person whose job is to manage the personal finances of clients. "he/she hired a financial planner to make sure he/she was doing everything required to retire comfortably and meet his/her family's financial needs" What I tell people is that whatever your ...
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Financial literacy in business for business growth

Is there nothing better than engaged employees? Well yes, there is! It is when you have financially engaged employees. Especially when you run a SME. Financially literate employees tend to be happier and more engaged at work, increasing their productivity as well as having a vested interest in the future. ...
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The Entrepreneur’s financial checklist

In my experience, the typical ‘financial advisor’ just doesn’t understand entrepreneurs or business owners. They’re used to the archetypal employee structure where there is a guaranteed income every fortnight and a predictable projection. In honour of all the entrepreneurs out there living out their dreams to own and operate successful, ...
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