Debt Management

What’s the difference between borrowing capacity and affordability?

So you want to buy your first home? Maybe your second or even an investment property? Well here is a tip from a friend for free: Just because the bank says you can borrow a certain amount doesn't mean you should! When it comes to borrowing money, many people confuse ...
Read More

Credit Card Hangovers Video

Ever suffered a credit hangover? Many people have and do. They take longer to fix than a night at the pub! So here is your CC hangover cure video.
Read More

Tips and traps of credit

Starting out with a HECS debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.1  Of course a credit card is useful when you don’t have ready cash, ...
Read More

How can I own my home sooner?

It doesn’t have to be the stuff of dreams. There are several strategies that could help you pay off your home loan sooner. And it doesn’t necessarily mean sacrificing the things you love doing today. The first step towards paying off your home sooner is to understand your loan—how much ...
Read More