Are You Making Excuses or Building Your Future? 

Interest rates are too high. 

Now is not a good time. 

We’re too busy. 

These are excuses we hear all the time. But when we show clients their cash flow and how they can afford an investment property, it’s because of their goals—often the main one being to retire early. 

To fast-track early retirement, leveraging is key—using other people’s money (i.e., banks or lenders). The idea is to take that money and invest it in something that will increase in value over time. But where should you buy? 

We’re experts in understanding our clients and planning out their future, knowing exactly what they can afford and what they can’t. But even we can only do so much, which is why we collaborate with coaches and other specialists who live and breathe property every day. 

We work with property selection experts who get results, but we tailor our approach to match our clients’ risk tolerance. Whether it’s sourcing land for a new build, buying an existing home, or finding commercial property, we have the right coach for the job—just like an AFL team with its senior coach, assistants, and specialists. 

What results do these experts achieve?

Some see a 10% return over 12 months, others 30%. But remember, past performance isn’t an indicator of future returns. Our focus is long-term, understanding that generally, property in most capital cities doubles in value every 10 years. 

Plus, we trust the experts we work with. In an unregulated industry, trust is paramount. I’ve seen the cowboys and experienced the pitfalls firsthand, so we make it a priority to avoid them! 

As an example of what’s possible

One of our youngest clients is on track to secure his third investment property by the age of 25—a fantastic goal that often makes others reflect on their own missed opportunities. When speaking with people in their 60s, 70s, and 80s, the biggest financial regret we hear is not buying more property… 

So, if you’ve been thinking it’s time to do more for your future, we’re here to help. Book our free introductory session and we can guide you through your options and outline the next steps. 

We hope you enjoyed reading this blog post and found it useful. If you have any questions, comments, or feedback, we would love to hear from you.  

7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550. 7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.  
This blog contains information that is general in nature. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.