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first home buyer

Tips For Saving For Your First Home

The first question we get asked by most first home savers is, ‘what are your tips to save for our deposit?’ Some are aiming for a 20% deposit, and others are happy at ten percent, but all feel like they’re years away, especially as house prices rise while they try ...
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New rules explained to benefit first home buyers and downsizers

Changes aimed at improving housing affordability have passed through parliament. See what the new rules could mean for you.  Government proposals to improve housing affordability in Australia were passed through parliament on 7 December 2017. As part of the amendments, first home buyers will be given a tax concession through the ...
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What’s the difference between borrowing capacity and affordability?

So you want to buy your first home? Maybe your second or even an investment property? Well here is a tip from a friend for free: Just because the bank says you can borrow a certain amount doesn't mean you should! When it comes to borrowing money, many people confuse ...
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Helping your kids buy a home

Increasing house prices are good news for property owners but can be a bit of a hurdle for people trying to get into the market.  If, like many of our clients, your goal is to help your children buy a home, there are a few ways you can help. Perhaps ...
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Is it better to buy an investment property or home first?

There’s a lot to consider when making such an important purchase, especially for the first time. Have you been saving up for a long time and finally feel ready to get into the property market? Maybe you’re considering either buying a home to live in or investing in a property ...
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Is it better to buy an investment property or home first?

There's a lot to consider when making such an important purchase, especially for the first time. Have you been saving up for a long time and finally feel ready to get into the property market? Maybe you’re considering either buying a home to live in or investing in a property ...
Read More

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    Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.

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