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Retirement Planning

The Power of Long-Term Investing 

History shows that sticking with a long-term investment plan is often the key to financial success. But the emotional ups and downs of short-term market movements can make even the most seasoned investors feel uncertain.  To help you stay focused on your goals, I’d like to share the 2024 Vanguard Index ...
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Early Retirement Pitfalls: What Lies Ahead!

Embarking on the path to early retirement is an exhilarating journey that promises the freedom to enjoy life on your terms. Yet, like any significant life transition, it presents its unique set of challenges and opportunities. The dream of leaving the workforce ahead of the traditional retirement age to pursue ...
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Retire Early in Australia: Secrets to Quit by 45

Do you dream of retiring early and enjoying the freedom of doing what you love, when you love, and where you love? If so, you are not alone. Many Australians aspire to achieve financial independence and retire early, or FIRE for short. But how do you get there? What does ...
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Retirement Planning Mistakes: Navigating the Golden Years with Gusto

If you’re reading this, chances are you’re somewhere around the fabulous 50 mark. First off, let me just say - 50 is the new 30! You’re at a wonderful stage of life where wisdom meets vitality. But let’s talk about something that might be nagging at the back of your ...
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Unlock Financial Success as a Business Owner

Australia’s financial landscape is as diverse as it is dynamic. With its robust economy and stable political climate, it presents numerous opportunities for growth and prosperity. However, like any other economy, it also poses certain challenges and uncertainties, particularly for business owners.  If you are a business owner in Australia, ...
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The Rent-Free Ride. When should your children start paying?

Would you take your child to court to force them out of your home? Well, that’s what it took for a couple in the USA to kick their 30 year old son out of the house. Time reports the parents gave him several eviction notices, and even offered money for ...
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    Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.

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