03 4411 8744

Debt Management

Unlock Savings on Your Home Loan with Our Expert Strategy

Discover the power of smart financial management as we unveil a swift and highly effective strategy to help you save money on your home loans. Continuous Rate Optimisation: Every two weeks, our dedicated team diligently monitors and updates interest rates to secure you the most competitive deals from your lender. ...
Read More

How to Manage Your Home Loan Like a Pro

Buying a home is one of the biggest financial decisions you’ll ever make. It can also be one of the most rewarding, as you get to enjoy the benefits of homeownership, such as stability, security, and equity. But owning a home also comes with a lot of responsibility, especially when ...
Read More

Mortgage Repayment Support

Australia's big banks are trying to do their bit to take the financial pressure off Aussies during this trying times. Depending on who you bank with, your lender may have offered to potentially 'pause' your mortgage repayments for the time being if you're facing financial difficulty due to the Coronavirus. ...
Read More

Heard of interest only loans?

They do serve a purpose but only in certain situations. An interest-only loan is one that during the interest-only period (typically 5-10 years), your repayments only cover the interest owed to the bank, without paying any of the principal off the loan. While this will result in lower repayments compared ...
Read More

Bank Secrets to Destroy Your Mortgage

We share the secrets bank and lenders don’t tell you to pay off your mortgage quicker and become debt free.  See if you already do these four tips to save interest on your mortgage: 1. Repayment Frequency Do you pay your mortgage repayments monthly? If so, did you know you ...
Read More

Let’s talk about LMI

We all want to save as much as possible before buying our dream house – the more you save, the less you pay interest on! But sometimes you find the house you know you want while still on your saving journey. So what happens if you don’t have that 20% ...
Read More

  • Recent Posts

  • Categories

    • Contact Us

    Office - (03) 4411 8744

    Business Solutions - (03) 5460 1111

    mail-iconContact US

     

    Financial Services Guide (FSG)

    7Wealth Credit Guide

    Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.

    7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550. 7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.