OUR BLOGS

Your go-to hub for smart financial tips, strategies, & tools to help you take control of your wealth and future.

Blogs

Unlock Financial Success with 7Wealth: Expert Tips & Insights

At 7Wealth, we believe that smart financial decisions lead to stronger futures. This blog is your go-to place for insights, tools, and expert advice to help you take control of your finances and make confident, informed decisions. From practical tips on saving and investing to strategies for optimising your super, taxes, and debt, our content is designed to inspire you to think differently about money. Whether you're just starting out or looking to refine your approach, we’ve got something for everyone. Ready to make smarter moves with your money? Start here, and let’s get you on the path to financial freedom.

Don't Let These Travel Money Mistakes Ruin Your Adventure

I made some costly travel money mistakes. Here's how you can avoid them. ...more

Financial Planning

March 27, 20252 min read

Don't Let These Travel Money Mistakes Ruin Your Adventure

Are You Tracking Your Money the Wrong Way?

If you're only watching your bank balance, you're missing the bigger picture. ...more

Money Management

March 21, 20252 min read

Are You Tracking Your Money the Wrong Way?

Markets Are Shifting—Here’s What Smart Investors Do Next

The US market is correcting—what does this mean for you? ...more

Investing

March 15, 20252 min read

Markets Are Shifting—Here’s What Smart Investors Do Next

The 20-Minute Call That Could Save You $5,000

Ever feel like your bank isn’t giving you the best deal? You might be paying thousands more than you need to on your home loan. Most people don’t realise their interest rate is higher than it shoul... ...more

Financial Planning

March 12, 20252 min read

The 20-Minute Call That Could Save You $5,000

Wish You Knew This Sooner? You’re Not Alone.

Ever looked at your finances and thought, "I wish I knew this sooner"? You're not alone. I’ve had multiple conversations this week where clients said exactly that. They realised they’d been following ... ...more

Financial Planning

March 12, 20252 min read

Wish You Knew This Sooner? You’re Not Alone.

RBA Cuts Rates – What It Means

Big news today – as we expected the RBA has cut the cash rate by 0.25%. ...more

Financial Planning

March 12, 20252 min read

RBA Cuts Rates – What It Means

FAQS

Who do you work with?

We specialise in helping couples in their 40s & 50s earning $200,000+ who want to retire at 60 with financial security and confidence. Our clients often still have a small mortgage, are paying too much tax, and are unsure how to structure their money for retirement.

Why do I need a financial adviser?

If you're unsure whether you're on track for retirement, paying too much tax, or not making the most of your super and investments, a financial adviser provides a clear plan and expert guidance to help you retire with confidence.

How much money do I need to retire comfortably?

Everyone’s needs are different, but for most of our clients, a goal of $100,000 per year in retirement income provides financial freedom and flexibility. We help you structure your wealth to make this possible.

How can you help me pay less tax?

We optimise your super contributions, investment strategies, and tax structures to legally reduce your tax bill—both while you work and in retirement. Keeping more of your money means more for your future.

I already have super, isn’t that enough?

Super is just one piece of your retirement plan. Without a clear strategy, you could be paying high fees, missing tax benefits, or not investing wisely. We help ensure your super is working for you.

What’s included in the Free Discovery Session?

We’ll discuss your current financial situation, goals, and challenges, and outline how we can help you retire at 60, debt-free, and tax-efficiently. There’s no pressure—just clarity.

What are your fees?

Our fees depend on the level of advice and support you need. During your Free Discovery Session, we’ll discuss your goals and outline how we can help. If we’re the right fit, we’ll provide a clear breakdown of any fees before you make any decisions—no surprises, no pressure.

Are you independent?

7Wealth operates under the Cobalt Advisers Australian Financial Services Licence (AFSL), meaning we are not tied to any banks or product providers. Our advice is tailored to what’s best for you, not influenced by commissions or sales targets. We focus on helping you retire at 60 with confidence, using strategies that align with your goals—not anyone else’s.

How do I get started?

It’s easy! Book your Free Discovery Session today and let’s start creating your retirement plan. Book Now.

Blog Introduction for 7Wealth

At 7Wealth, we believe that financial success is within everyone’s reach. Our blog is designed to provide valuable insights, expert strategies, and actionable tips to help you grow, manage, and sustain your wealth. Whether you’re looking to invest smarter, improve your financial literacy, or build a long-term wealth plan, our content is tailored to empower you on your journey. Stay tuned as we break down complex financial topics into easy-to-understand advice that helps you take control of your future.

Don't Let These Travel Money Mistakes Ruin Your Adventure

I made some costly travel money mistakes. Here's how you can avoid them. ...more

Financial Planning

March 27, 20252 min read

Don't Let These Travel Money Mistakes Ruin Your Adventure

Are You Tracking Your Money the Wrong Way?

If you're only watching your bank balance, you're missing the bigger picture. ...more

Money Management

March 21, 20252 min read

Are You Tracking Your Money the Wrong Way?

Markets Are Shifting—Here’s What Smart Investors Do Next

The US market is correcting—what does this mean for you? ...more

Investing

March 15, 20252 min read

Markets Are Shifting—Here’s What Smart Investors Do Next

The 20-Minute Call That Could Save You $5,000

Ever feel like your bank isn’t giving you the best deal? You might be paying thousands more than you need to on your home loan. Most people don’t realise their interest rate is higher than it shoul... ...more

Financial Planning

March 12, 20252 min read

The 20-Minute Call That Could Save You $5,000

Wish You Knew This Sooner? You’re Not Alone.

Ever looked at your finances and thought, "I wish I knew this sooner"? You're not alone. I’ve had multiple conversations this week where clients said exactly that. They realised they’d been following ... ...more

Financial Planning

March 12, 20252 min read

Wish You Knew This Sooner? You’re Not Alone.

RBA Cuts Rates – What It Means

Big news today – as we expected the RBA has cut the cash rate by 0.25%. ...more

Financial Planning

March 12, 20252 min read

RBA Cuts Rates – What It Means

FAQS

What does 7Wealth specialize in?

At 7Wealth, we provide expert financial planning, investment strategies, and wealth management solutions to help you achieve financial security and long-term growth.

How can a financial advisor help me?

We help you create a personalized financial strategy, covering areas like investments, retirement planning, tax efficiency, and wealth protection—so you can grow and safeguard your wealth.

Is the initial consultation really free?

Yes! Our strategy session is 100% free and designed to help you understand how we can support your financial goals with no obligation.

Do you only work with high-net-worth individuals?

No! Whether you’re just starting your financial journey or already have substantial assets, we tailor our strategies to your unique situation and financial aspirations.


Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.


7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through
Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550.

7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.

7Wealth Pty Ltd 2018 | Privacy Policy | Terms and Conditions | Sitemap


Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.


7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through
Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550.

7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.

7Wealth Pty Ltd 2018 | Privacy Policy | Terms and Conditions | Sitemap