New Financial Year. New Half. Same Goals? If January was your plan… how’s July looking?

New Financial Year. New Half. Same Goals? 

July 04, 20253 min read

If January was your plan… how’s July looking? 

 

Happy New Financial Year! 

Can you believe we’re already halfway through 2025? 

Over the weekend I found myself doing something I hadn’t done in a while: 

I stopped. I looked back. I reflected. 

Six months of this year, done. 

So I asked myself: 

What’s worked? What hasn’t? What would I do differently if I had the chance? 

It’s amazing what you notice when you take a breath and check in. 

And it reminded me the second half of the year is still wide open. 

So, here’s a 3-part midyear reset that always helps me, and might help you too: 

  1. Reflect 

Before you rush into new goals, take stock. 

Look back through your calendar. 

What gave you energy? 

What drained it? 

What would you avoid or double down on next time? 

Even that "relaxing long weekend" that turned into a logistical circus... 

Was there a lesson there? 

  1. Reset Your Goals 

Most people set goals from habit or from fear. 

But what if nothing could go wrong? 

What would you aim for? 

Dream better. 

Set a goal that makes you feel something. 

Stretch. Grow. Change the story. 

  1. Map It 

Now comes the part most people skip. 

Put it in the calendar. 

Literally. 

Get the big rocks in first: family time, money check-ins, work sprints, recharge weeks. 

Colour-code it if you’re that way inclined. 

And then ask: 

Does this calendar feel like the life I want to live? 

If not, change it. 

Here’s a quote I always come back to: 

“Your year doesn’t begin until it’s finished on paper.” 

So if the first half flew by, this is your chance to slow down and design the second half. 

And hey if one of your goals is to take better control of your money, grow your wealth, or finally get a plan in place or review it… we’re ready when you are. 

Just contact us with “Midyear Reset”, and we’ll help you make it real. 

Talk soon, 

P.S. If you’re like most people, this might also be the time you realise your “gym resolution” lasted 3 weeks. Good news? Financial fitness doesn’t require squats. But it does take reps. 

7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550. 7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.  
This blog contains information that is general in nature. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.  

 

 

 

James Harris is the founder of 7Wealth and a financial adviser with a passion for helping people take control of their wealth and retire with confidence. With years of experience guiding clients through smart financial strategies, James simplifies the complex, ensuring his clients make informed decisions about their future. When he's not shaping financial success, he's embracing adventure with his family, having spent 15 months traveling Australia in a caravan.

James Harris

James Harris is the founder of 7Wealth and a financial adviser with a passion for helping people take control of their wealth and retire with confidence. With years of experience guiding clients through smart financial strategies, James simplifies the complex, ensuring his clients make informed decisions about their future. When he's not shaping financial success, he's embracing adventure with his family, having spent 15 months traveling Australia in a caravan.

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