Are you a FORO or a YOLO?

Are you a FORO or a YOLO?

Are you a FORO or a YOLO? James Harris
Published on: 14/08/2026

Over the years I’ve spoken to thousands of people. Clients, friends, people I meet, business owners, retirees and families. And I’ve noticed something interesting. I think most people fall into one of two camps. FORO or YOLO. You might not

Financial Planning
Why does Australia feel like it's in a recession?

Why does Australia feel like it's in a recession?

Why does Australia feel like it's in a recession? James Harris
Published on: 07/08/2026

Have you ever looked around and thought... "Everything just feels harder than it used to." You're not imagining it. Every week I try to spend time speaking with people smarter than me. People who see things from a different perspective.

Financial Planning
Is the property market about to crash?

Is the property market about to crash?

Is the property market about to crash? James Harris
Published on: 31/07/2026

It's the question I've heard more than any other this week. Especially from people who own an investment property. They're worried. Should I sell now? Should I wait? Am I going to be the last person holding a property that's falling in value?

Property
How much super do you actually need to retire?

How much super do you actually need to retire?

How much super do you actually need to retire? James Harris
Published on: 23/07/2026

It's probably one of the most common questions we get asked. And also one of the hardest to answer. Why? Because it's a bit like asking... "How much fuel do I need?" Well... Where are you driving? That's exactly the same with retirement.

Retirement