Are you a FORO or a YOLO?

Are you a FORO or a YOLO?

Are you a FORO or a YOLO? James Harris
Published on: 14/08/2026

Over the years I’ve spoken to thousands of people. Clients, friends, people I meet, business owners, retirees and families. And I’ve noticed something interesting. I think most people fall into one of two camps. FORO or YOLO. You might not

Financial Planning
Why does Australia feel like it's in a recession?

Why does Australia feel like it's in a recession?

Why does Australia feel like it's in a recession? James Harris
Published on: 07/08/2026

Have you ever looked around and thought... "Everything just feels harder than it used to." You're not imagining it. Every week I try to spend time speaking with people smarter than me. People who see things from a different perspective.

Financial Planning
Half of 2026 is gone. Now what?

Half of 2026 is gone. Now what?

Half of 2026 is gone. Now what? James Harris
Published on: 17/07/2026

Half of 2026 is already behind us. Crazy, isn't it? So let me ask you one simple question. Is this year turning out how you hoped? Or has life thrown you a few curve balls? Every year around this time I block out a day in my calendar.

Financial Planning
Are rates going up again… or are we finally done?

Are rates going up again… or are we finally done?

Are rates going up again… or are we finally done? James Harris
Published on: 19/06/2026

The RBA held rates this week, but the big banks still can't agree on what happens next. Are rates going up again? Or are we finally done? It's probably the most common money question I've heard this week. And honestly, I understand why.

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