Drowning in Debt? Here’s How to Take Back Control

Ever felt like your bank account has a slow leak?

You work hard.

You're trying to get ahead.

But it feels like every pay goes in and POOF, it’s gone.

You’re not alone.

In the past 10 years, I’ve sat across the table from hundreds of Aussies who’ve told me the same thing:

“I feel like I’m stuck on a hamster wheel.”

And here’s the kicker…

Sometimes it’s not just about bad habits or spending.

It’s the structure of your debt that’s quietly bleeding your finances dry.

Take a standard $500,000 home loan at 6% over 30 years.

You’ll repay:

💸 $579,190 in interest alone

💸 A total of $1,079,190 over the life of the loan

Yep.

You pay double just for the “privilege” of borrowing money.

And yet… most people ignore it.

They tell themselves “It’ll sort itself out eventually.”

Or “Everyone has debt, right?”

But debt doesn’t disappear.

And doing nothing is still a decision, one that usually costs you hundreds of thousands of dollars.

Consider this: Research shows most Aussies take 25 to 30 years to fully repay their mortgage.

Surprise, surprise that’s exactly what the bank tells you.

What they don’t tell you?

How to pay it off faster.

(Meanwhile, have you noticed the record profits and all-time high share prices of our Big 4 banks lately? Yeah... wonder how that happens.)

So this week, our team made a bold promise:

By December, we’re going to help our clients and community save a combined $1 million in interest during their loan period and reduce the length of their loans.

Because the sooner you tackle your debt with a plan, the sooner you stop paying your bank way more than you need to.

Here’s how we’re doing it:

1. Destroy Your Debt: The Quick-Start Checklist

A simple, free tool to help you get your debt ducks in a row.

2. Destroy Your Debt: Strategic Playbook

A personalised plan tailored to YOUR loans, income, and goals.

Designed to crush your debt faster than the average Aussie could dream of.

Next week, we’re giving away 7 of these playbooks for free.

If debt is stressing you out or if you just want clarity and control again, contact us with “Destroy my debt” and we’ll put you at the top of the list when we launch in the coming weeks.

No judgment. No pressure. Just progress.

And if anyone tells you “You’ll always have a mortgage,”

Feel free to smile politely… and quietly prove them wrong.

Let’s destroy your debt.

P.S. If you’ve got a friend or family member who’s stressed about debt or just wants to get ahead faster, she this blog with them.

They don’t need to tough it out alone.

We’ve got the tools, the strategy, and the game plan to help them destroy their debt too.

Let’s make the banks sweat a little more this year.

7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550. 7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.  
This blog contains information that is general in nature. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.