Don't Let These Travel Money Mistakes Ruin Your Adventure

Holidays, who doesn’t love them? 

I love speaking to clients about their travel goals and the destinations they have in mind. 

That’s where I get to learn about all the amazing spots to visit. 

But when it comes to international trips... 

Have you ever paid for things on your trip and then realised you were hit with huge international fees? 

It’s like your bank is charging you extra just for having fun abroad! 

A few years ago, I was about to embark on an exciting trip overseas. 

Everything was set – the flights, the accommodation, the tours – but then I hit a snag. 

I didn’t have a travel card, and I thought my bank’s “no international fees” would be enough. 

Big mistake! 

When I arrived, I had to use my regular card to pay for things, and guess what? 

I was slapped with huge international charges and a terrible exchange rate. 

It felt like throwing my money down the drain! 

Even worse if you’re traveling for 6 weeks! 

Here’s what I learned from that experience: 

1. Get a Travel Card: Even if your bank says “no international fees,” they often still hit you with awful exchange rates. A travel card helps you avoid that, plus it saves you from those pesky international transaction fees. One of the best ones I’ve used is from Wise. 

2. Prepay Expenses: Book and pay for accommodation or tours before you leave on the new travel card. This helps avoid nasty surprises when you get there. But you’ll want to weigh up whether paying for these large costs is better on a credit card (especially if they offer free travel insurance). 

3. Track Exchange Rates: Keep an eye on exchange rates before you leave, and shop around for the best deal. It’s like getting a bargain before the trip even starts! 

The quote that sticks with me: “Failing to prepare is preparing to fail.” 

It’s so true when it comes to travel! 

The biggest lesson? Plan ahead and choose your cards wisely. 

Think of it like packing your bags before you leave. 

If you don’t, you might end up carrying more weight than you need – or worse, leaving things behind! 

Hope these tips help you avoid the mistakes I made. 

Travel smart, and enjoy your trip without the money headaches! 

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Safe travels!