We help couples in their 40s & 50s earning $200,000+ who are still repaying debt, paying too much tax, and unsure how to structure their money for retirement—so they can retire at 60 with financial security and confidence.
Empowering You to Build, Protect & Grow Your Wealth
At 7Wealth, we help individuals, families, and businesses make informed financial decisions through expert wealth management, investment strategies, and personalized financial planning.
Is Your Retirement on Track? Here’s When to Get Advice.
❌ No clear retirement plan – Unsure if you're on track to retire at 60.
❌ Still repaying debt – Mortgage or other loans still hanging over you.
❌ Paying too much tax – Not optimising tax strategies while you work.
❌ Unsure where to put savings – Worried about making the wrong investment decisions.
❌ Overwhelmed with financial decisions – Too much information, not enough clarity.
❌ High insurance premiums – Paying for policies you may not need or that could be structured better.
❌ Super imbalance between partners – You or your partner has a much larger super balance than the other, making retirement planning tricky.
❌ Concerned about supporting kids – Older children still at home, impacting savings and retirement plans.
❌ Fear of running out of money – Worrying if your savings and super will last through retirement.
❌ Not sure how to transition from work to retirement – Unclear on when and how to start drawing from your super and investments.
If any of these sound familiar, let’s create a plan to fix it.
Our Proven Strategy to Get You Retirement-Ready
✅ Retire at 60 with financial security and confidence – Secure the lifestyle you want without worrying about running out of money.
✅ Pay less tax now and in retirement – Structure your wealth tax-effectively so you keep more of what you earn.
✅ Be debt-free by retirement – Say goodbye to your mortgage and other debts for a stress-free future.
✅ Grow and protect your super & investments – Ensure your money is working for you, not sitting idle.
✅ Safeguard your wealth for your family – Protect your assets and create a lasting legacy.
Ready to take control of your financial future?
Who We Are…
7Wealth is more than just a financial planning firm. It’s a story of passion, adventure, and empowerment. Founded by James, a Financial Adviser who knows first-hand the joys and challenges of wealth creation, 7Wealth is dedicated to helping you achieve financial empowerment leading to even brighter futures and fulfilled lives.
James is not only a Financial Adviser who helps clients achieve their financial goals, but also an adventurer who loves exploring new horizons. Along wih his wife Vanessa and their three lovely children – Sophia, Beau and Huxley, James has travelled around Australia for 15 months in a caravan, discovering the beauty and diversity of this amazing country.
Financial Planning Services
Financial Control & Cash Flow
Know Your Wealth. Feel in Control. Empowering you with the knowledge, tools, and strategies to build a secure financial future.
Debt Management
Be Debt-Free Faster or Secure Your Financial Future – Take Control of Your Wealth Today.
Property
Building an Investment Property Portfolio – Smart Strategies to Grow Your Wealth and Secure Your Financial Future.
Tax You Pay
No One Wants to Pay More Tax Than They Have To – Leverage Tax Rules to Your Advantage and Keep More of Your Wealth
Superannuation & Retirement
Maximise Your Super and Take Control of Your Future – Ensure You Have the Income and Financial Freedom You Want in Retirement.
Personal Protection
Know That Your Income and Family Are Protected – Be Prepared for the Unforeseeable and Secure Their Future with Confidence.
Investment and Savings
Build an Investment Portfolio That Works for You – Create Long-Term Wealth and Secure Your Financial Future with Smart Investing
Financial Planning Services Melbourne
Financial Control
Know Your Wealth. Feel in Control. Empowering you with the knowledge, tools, and strategies to build a secure financial future.
Debt Management
Be Debt-Free Faster or Secure Your Financial Future – Take Control of Your Wealth Today.
Property
Building an Investment Property Portfolio – Smart Strategies to Grow Your Wealth and Secure Your Financial Future.
Tax You Pay
No One Wants to Pay More Tax Than They Have To – Leverage Tax Rules to Your Advantage and Keep More of Your Wealth
Superannuation & Retirement
Maximize Your Super and Take Control of Your Future – Ensure You Have the Income and Financial Freedom You Want in Retirement.
Personal Protection
Know That Your Income and Family Are Protected – Be Prepared for the Unforeseeable and Secure Their Future with Confidence.
Investment and Savings
Build an Investment Portfolio That Works for You – Create Long-Term Wealth and Secure Your Financial Future with Smart Investing
Business Solutions
We Understand That Your Employees Are the Heart of Your Business – Invest in Their Future to Drive Long-Term Success.
Why Work with a Financial Adviser?
Live Smarter, Not Harder
Managing money is what we do best. With expert guidance, you can build wealth, reduce stress, and focus on what truly matters.
Feel in Control
It’s not just about how much you earn—it’s about how you manage it. When you have a plan and financial confidence, life feels easier and more enjoyable.
Guidance
Big financial decisions matter more as retirement nears. Whether it's clearing debt, structuring super, minimising tax, or ensuring your wealth lasts, a financial adviser helps you make confident choices at every stage.
Why Use A Financial Advisor
Live Smarter
It’s simple: we’re experts at helping
individuals and families manage their wealth. A financial adviser can help you live smarter, not harder.
Greater Financial Control
Research concludes that individuals and families that have greater financial control are much happier in life. It’s not necessarily the more money you have the happier you are. Even people with low incomes can be happy, as long as they feel in control of how they spend it.
Tailored Financial Advice
For every major milestone that people experience, a trusted financial adviser should be there to lend a helping hand, whether it’s getting married or getting divorced, having kids or moving overseas, being promoted or starting a business, buying a home or saving for retirement. A dedicated financial adviser can make these experiences less stressful and more reassuring.
What Are Our Customers Saying ?
What Are Our Customers Saying ?
Your Wealth Journey in 4 Simple Steps
1.Discovery Session
Thinking about working with us? Let’s Chat!
(Free, 30 minutes –Online)
This session is your chance to ask questions, understand how we can help, and see if we’re the right fit. If it’s a match, we’ll walk you through the next steps, fees, and what to expect.
Our goal is to give you clarity and confidence—no pressure, just an open conversation about your options.
2.Foundation Session
A deep dive into your values, goals & challenges to create a strategy that fits.
✔ Define your goals, whats important and financial position
✔ Identify quick wins with a financial health check
✔ Gain tailored education and expert insights
✔ Ask questions and get clarity on key concerns.
By the end, you’ll have a clear understanding of your financial health, plus more empowered with knowledge.
3.Strategy Session
We turn your financial insights into a clear, actionable outline for the future.
✔ Clarify your goals, values, and financial projections
✔ Identify key improvements & strategic opportunities
✔ Provide product comparisons if necessary
✔ Outline your Financial Roadmap for the next steps
This session provides clarity, confidence, and a structured path to achieving your financial goals.
4.Plan Session
We design a personalised financial plan tailored to your goals & financial position.
✔ Clear steps to achieve your financial goals and any roadblocks
✔ Tailored strategies for wealth, tax, super, debt & investments
✔ Recommendations to maximise opportunities
✔ Full support to implement and stay on track
Your plan is built around your unique needs, giving you confidence in your financial future.
Each session builds towards a tailored, results-driven financial plan that keeps you on track for long-term success.
Ready to get started?
Super Simple 3 Step Process
Book Your Free Strategy Call
Select a time that works best for you using our easy scheduling tool.
Get a Custom Growth Plan
Our experts will analyze your business and craft a strategy tailored to your goals.
Enjoy Stress-Free Financial Growth
Watch your wealth grow with a smart, tailored plan—so you can focus on living life, not managing money!
Ready to get started?
FAQS
Why is retirement planning in Australia important?
Being well prepared for your retirement can bring you financial independence and give you peace of mind, since you know you can afford to take life easy. It secures a cushion so that you can maintain your lifestyle, pay for medical and other needs, and pursue your personal goals after you stop working. The right plan can help you sidestep stress and have the retirement you’ve dreamed of. Financial advisors at 7Wealth provide the best retirement planning in Sydney and whole of Australia so that your retired life is stress-free.
When should retirement planning in Sydney begin?
The short answer to the question of when to begin retirement planning in Sydney or Australia for that matter, is right now. You can benefit more from compound growth and astute investing techniques the earlier you start. It's never too late, even if you're getting close to retirement age. At 7Wealth, we assist people from Australia in developing retirement plans that are clear, self-assured, and appropriate for their stage of life.
What are the 7 key rules of wealth management in Australia ?
At 7wealth, we adhere to the following seven guidelines for astute retirement planning in Sydney and whole of Australia:
-> Get started early and make regular investments.
-> Clearly define your retirement objectives.
-> Maximize your super contributions.
-> Make sure your investment portfolio is diversified.
-> Cut down on or get rid of debt
-> Set aside money for lifestyle and medical expenses.
-> Over time, review and modify your plan.
To ensure that your retirement plan is sound and adaptable, we combine these guidelines with professional wealth management in Australia.
What does the retirement plan in Sydney include ?
Superannuation advice, investment planning, budgeting, estate planning, aged care preparation, and methods to produce consistent income in retirement are all included in a comprehensive 7wealth retirement plan in Sydney. We provide you with a clear, customized road map for a safe retirement by combining all of this with long-term wealth management in Australia.
Can you help me with financial advice in Australia ?
Of course. One of the most important steps in creating long-term wealth is paying off debt. Whether you live in Sydney or somewhere else in Australia, our team provides simple methods for managing and lowering debt as part of your overall wealth management strategy.
Can we claim wealth management in Australia for taxes ?
Certain facets of wealth management in Australia, particularly those involving investments that generate income, may qualify for tax deductions. We at 7wealth can assist you in comprehending what can be claimed and how to effectively organize your financial plan.
Does 7Wealth provide wealth management and financial advice in Australia for pensioners ?
Indeed. Making the most of their assets is a goal for many of our clients who are retired or soon to be retired. We provide wealth management services and financial advice in Australia with an emphasis on safeguarding savings, maximizing income, and streamlining intricate estate, pension, and super decisions.
Are wealth management fees worth it ?
Yes, provided you're receiving sound guidance. Choosing investments is only one aspect of good wealth management in Australia. It all comes down to having a well-defined plan for your finances, objectives, and future. Wealth managers at 7wealth can help you stay on course, grow your wealth over time, and steer clear of expensive blunders. The financial advice in Australia you receive can easily outweigh the cost of fees if you're serious about retirement planning in Sydney or whole of Australia because it will enable you to make more informed and lucrative decisions.
How does wealth management work in Australia?
Wealth management in Australia, is a customised service that includes everything from investments, superannuation, retirement planning, and estate planning to budgeting and debt reduction. It involves centrally managing all aspects of your financial life. Whether you're planning ahead or getting ready for retirement, we at 7Wealth work closely with you to understand your goals and create a roadmap that supports them. Our method of retirement planning in Australia guarantees that your funds are contributing to your security and way of life now and in the future.
FAQS
What does 7Wealth specialize in?
At 7Wealth, we provide expert financial planning, investment strategies, and wealth management solutions to help you achieve financial security and long-term growth.
How can a financial advisor help me?
We help you create a personalized financial strategy, covering areas like investments, retirement planning, tax efficiency, and wealth protection—so you can grow and safeguard your wealth.
Is the initial consultation really free?
Yes! Our strategy session is 100% free and designed to help you understand how we can support your financial goals with no obligation.
Do you only work with high-net-worth individuals?
No! Whether you’re just starting your financial journey or already have substantial assets, we tailor our strategies to your unique situation and financial aspirations.
Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.
7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550.
7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.
7Wealth Pty Ltd 2018 | Privacy Policy | Terms and Conditions | Sitemap
Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.
7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550.
7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.
7Wealth Pty Ltd 2018 | Privacy Policy | Terms and Conditions | Sitemap
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