Keeping things running smoothly—car or finances? 

Every day, I’m amazed by how people prioritise their time and money.

Take car maintenance, for instance.

On average, Australians spend around $900 each year per vehicle on services, new tires, and the occasional wash (more for regional!). For a car worth on average $37,000, that’s 2.5% of its value.

It’s something we do without question because we know regular upkeep helps us avoid bigger problems down the road.

But here’s something interesting to think about:

  • How much do you invest in maintaining your finances?
  • Do you set aside time to review and fine-tune your financial plan?
  • Are you allocating money to ensure your financial future stays on track?

Here Are Some Tips to Get Started

  1. Schedule regular financial check-ins: Just like a car service, a financial check-up once or twice a year keeps your goals in focus and your strategy aligned.
  2. Look for ways to save or optimise: Consider areas—like tax, debt, property, super, or investments—that could use a little fine-tuning to avoid hidden costs or missed opportunities.
  3. Seek guidance when you need it: A great mechanic knows how to keep your car running smoothly. Similarly, expert financial guidance can reveal options and opportunities you might otherwise miss. This could be a financial planner, mortgage broker or accountant.

With a little fine-tuning, we help clients save, protect, and grow their finances for the long haul. Our approach ensures that your financial “engine” is running at peak performance—giving you a clear path to future goals, without any costly detours.

Taking a few small actions today could pay off in major ways tomorrow. If you need help, contact us with “check-up” and we can outline next steps.

To your financial health.

Not sure where to start with your money? Join our Quick Fire one-on-one Q&A session for 10 minutes of rapid, valuable insights and immediate answers to your financial questions. This is your chance to get quick, actionable general advice on the spot for free (limited spots available). Please book this online session here.

7Wealth Pty Ltd ABN 44609210246 is a Corporate Authorised Representatives and is authorised through Cobalt Advisers Pty Ltd ABN 64 628 654 099 who is an Australian Financial Services Licensee 512550. 7Wealth Pty Ltd is a Credit Representative of Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087.  
This blog contains information that is general in nature. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.  

November 29, 2024