retirement
Retirement Planning Mistakes: Navigating the Golden Years with Gusto
If you’re reading this, chances are you’re somewhere around the fabulous 50 mark. First off, let me just say - 50 is the new 30! You’re at a wonderful stage of life where wisdom meets vitality. But let’s talk about something that might be nagging at the back of your ...
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What’s Your Retirement Number?
Everyone wants to have a happy retirement, and everyone wants to spend their retirement differently. From your life changing ambitions to smaller, personal goals, your retirement is entirely up to you. Your retirement number is how much money you’ll need to accomplish your goals by the time you retire. There ...
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How much do you really need to retire on?
A question I often get asked is “How much money should I have saved in order to retire?” But before I answer this question, there are a number of variables we need to consider which might just change our estimates. Firstly, having an idea of what sort of lifestyle you ...
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Make the most of the current super caps
Consider John and Jane’s story before new rules limit your super contributions and pension transfer options. John’s aged 65 and Jane is 60—they’re both about to retire. John has super assets totalling $2 million and Jane’s super balance is $300,000. Because neither has made a non-concessional contribution (NCC) recently, the ...
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